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NEW QUESTION: 1
The Northwest Company offers its employees the option of choosing to receive their healthcare benefits from an HMO or from a traditional indemnity plan. The premiums for the HMO are lower than for the traditional indemnity plan. In this situation, it is correct to assume that:
1.Individual low utilizers are more likely to enroll in the traditional indemnity plan
2.Individual high utilizers are more likely to enroll in the HMO
A. 2 only
B. Both 1 and 2
C. Neither 1 nor 2
D. 1 only
Answer: C

NEW QUESTION: 2
Which of the following is biggest factor that makes Computer Crimes possible?
A. Victim carelessness.
B. System design flaws.
C. Collusion with others in information processing.
D. The fraudster obtaining advanced training & special knowledge.
Answer: A
Explanation:
Explanation/Reference:
Explanation:
Human-unintentional threats represent the most common source of disasters. Examples of human unintentional threats are primarily those that involve inadvertent errors and omissions, in which the person, through lack of knowledge, laziness, or carelessness, serves as a source of disruption.
Incorrect Answers:
A: A more knowledgeable fraudster would increase the risk of Computer Crimes, but it is less of a factor compared to human carelessness.
C: Collusion makes computer crimes possible, but human carelessness is the main factor.
D: System design flaws makes computer crimes possible, but human carelessness is the main factor.
References:
Conrad, Eric, Seth Misenar and Joshua Feldman, CISSP Study Guide, 2nd Edition, Syngress, Waltham,
2012, p. 347

NEW QUESTION: 3
What is a form of cloud storage where data is stored as objects, arranged in a hierarchal structure, like a file tree?
Response:
A. Object storage
B. Content delivery network (CDN)
C. Volume storage
D. Databases
Answer: A