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NEW QUESTION: 1
A bank has a large number of auto loans and would prefer to sell them to raise cash for more funding.
However, selling individual auto loans is difficult. What could the bank do?
A. Package the loans into a securitized vehicle and sell the low risk portion of the portfolio.
B. Merge with another bank.
C. Obtain a stronger credit rating so that the bank could borrow at a cheaper rate.
D. Set up a marketing team to sell individual loans to investors.
Answer: A

NEW QUESTION: 2
You have been assigned to do a study of the daily revenue effect of a pricing model of online transactions.
You have tested all the theoretical models in the previous model planning stage, and all tests have yielded statistically insignificant results. What is your next step?
A. Report that the results are insignificant, and reevaluate the original business question.
B. Modify samples used by the models and iterate until a significant result occurs.
C. Run all the models again against a larger sample, leveraging more historical data.
D. Move forward on the model with the highest significance scores relative to the others.
Answer: A

NEW QUESTION: 3
An IS auditor reviewing database controls discovered that changes to the database during normal working hours were handled through a standard set of procedures. However, changes made after normal hours required only an abbreviated number of steps. In this situation, which of the following would be considered an adequate set of compensating controls?
A. Make changes to the database after granting access to a normal user account.
B. Use the DBA user account to make changes, log the changes and review the change log the following day.
C. Use the normal user account to make changes, log the changes and review the change log the following day.
D. Allow changes to be made only with the DBA user account.
Answer: B
Explanation:
Explanation/Reference:
Explanation:
The use of a database administrator (DBA) user account is normally set up to log all changes made and is most appropriate for changes made outside of normal hours. The use of a log, which records the changes, allows changes to be reviewed. The use of the DBA user account without logging would permit uncontrolled changes to be made to databases once access to the account was obtained. The use of a normal user account with no restrictions would allow uncontrolled changes to any of the databases.
Logging would only provide information on changes made, but would not limit changes to only those that were authorized. Hence, logging coupled with review form an appropriate set of compensating controls.